Senior Commercial Banking Officer | First Midwest Bank | Champaign, IL

First Midwest Bank is a community builder where trust and long-term relationships are their hallmark. They combine their size and stability with quick response and local decisions.

First Midwest is the third largest independent Illinois based bank with their powerful blend of products and services, combined with local knowledge and a global perspective.Strengthened through acquisitions since the start of 2017, they have a large market presence throughout the Midwest and in Metro Chicago. This is your opportunity to be part of the recent growth of the holding company and the continued expansion into Central Illinois. First Midwest offers excellent compensation programs with equally competitive benefits.

Position Summary

The Senior Commercial Banking Officer will be responsible for generating new relationships and enhancing existing banking relationships by providing loans, deposits and other bank services either directly or in conjunction with Product Partners, to businesses of a size and nature targeted by the Regional Banking group located in and around the communities First Midwest Bank serves.

Qualifications

  • Bachelor’s degree in a business related major, with at least two accounting courses required

  • Over ten years’ experience in the financial industry preferred

  • Senior commercial lender – minimum a current Vice President with seven years commercial sales experience required

  • Formal Credit Training preferred

  • Thorough knowledge of Federal and State regulations covering commercial banking activities

  • Proven track record of growing business and providing leads for other services that the bank offers

  • Sweet spot for loans would be in the region between $3-$10 million, but it would be desirable to find someone with experience with loans up to $25 million

Past Experience

  • Significant B/D experience

  • Minimum of $10 million in current portfolio

  • C&I (larger than $1MM) commercial real estate

  • Worked in a team environment

  • Worked in an environment of with a formal loan policy

  • Knowledge of cash flow analysis, debt service, leverage, collateral, covenants

  • Manufacturing, distribution/transportation/logistics, owner occupied, office buildings, commercial and industrial, medical, (will also consider hotels, restaurants, bar and small  contractor but not a preferred group)